Why Insurance Should Be Considered in Interstate Moving

Blog | January 30th, 2019

When you are planning an interstate move, you should not overlook any detail. Not only do you need to hire the right removal company, but you also need to pack your belongings in a secure manner, know the move-out and move-in dates, unpack your belongings, notify the utility companies and remember to buy special moving insurance. It is this latter item that we would like to elaborate on to ensure that you understand its importance. Even though the removal company is responsible for damage that it occurs, there are various levels that they can settle with you on, some of which may still cost you money to remedy.

What Is Moving Insurance?

Moving insurance is a special type of policy that covers your belongings during your move in case of accidental damage. Typically, your renter’s or homeowner’s policy does not cover moving issues. Also, removal companies are only liable for damage under certain circumstances, as we further discuss in the next section.

Damage That Is Not Covered

Most of the time, removal companies are only liable for damage they cause to items that they pack or large items that do not require packing that they load on the truck themselves. This is one reason to take advantage of their packing services for everything you own. By doing so, the companies are held liable to a higher level when damage occurs. If you have any extremely valuable jewellery, you should transport it in your personal vehicle or be certain to claim its exact value. Another reason for problems settling with the removal company on damage claims is that people underestimate the value of their belongings.

Where to Purchase Insurance to Cover Your Interstate Move

You can check with your own insurance company if you prefer, but most removal companies also offer insurance coverage for an extra fee. Just make certain to know what you are paying for with these policies to ensure that you have adequate coverage for your belongings. As with all policies, read the fine print, so that there are no surprises.

Other Tips on Protecting Your Belongings

• Create a photo catalog or a video recording of all your belongings prior to the packing and moving. By doing so, you have proof of their condition for the insurance company, regardless of where you purchase the policy to cover your move.

• Hire only a reputable removal company.

• If you pack your own belongings, be certain to do so correctly in order to protect them in the maximum way.

For further information about why you should consider insurance for your interstate move, consult with Ron Wilson Removals & Storage. Along with our full line of moving and storage services, we offer quality insurance options to suit your situation.

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